Pay and PayLater

Save more when you pay smarter

Supercharge your rewards with ShopBack Pay at checkout. And when waiting is not an option, PayLater lets you buy it now and pay over 3 monthly instalments.
Pay and PayLater

ShopBack - for the wins

Shop smarter with ShopBack. discover the best offers, pay easily and get rewards for your shopping.
ShopBack PayLater

When waiting is not an option

Pay in 3 for the things you need now. No interest. No hidden fees. Just more flexibility.

Take control of your finances: Pay in 3 monthly instalments
No interest and no hidden fees
Reduce your upfront payment by using your available Cashback

Available in

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How PayLater works

Start by creating an account with the ShopBack app.

01

Sign in and set up PayLater

Link your cards or payment methods to ShopBack and complete a quick identity check.

02

Select PayLater at checkout

Look for the ShopBack PayLater logo when shopping online or in-store. Scan the QR code to pay.

03

Pay in 3 monthly instalments

Pay a third of the bill first, and the rest over the next 2 months. Check status and manage payments in the ShopBack app.

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5

Pro tip

When making payment, you can use available Cashback to part-pay or fully pay the first instalment. Simply turn on the "use Cashback" switch.

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ShopBack Pay

Level up your rewards when you pay

Supercharge your rewards and earn extra Cashback when you check out with ShopBack Pay.

Earn Cashback on top of rewards from your preferred payment methods
Pay easily and securely at over 4,000 stores
Reduce how much you pay by using your available Cashback

Available in

Orange washi tape with ShopBack Spark pattern

How ShopBack Pay works

Start by creating an account with the ShopBack app.

01

Sign in and link a payment method

Link your cards or payment methods to your ShopBack account.

02

Pay using Scan & Pay

Look for the ShopBack Pay QR code in-store. Scan it with the ShopBack app. Enter the amount and swipe to pay.

03

Earn Cashback or rewards

We'll track your Cashback straight away and confirm it once you buy again at the same store.

04

5

Pro tip

When making payment, you can use available Cashback to part-pay or fully pay for the purchase. Simply turn on the "use Cashback" switch.

Illustration of male leaning facing to the right with his phone on his hand

Ready to get started?

Shop smarter today with our app or browser extension.